Figuring It All Out at MobeyDay 2012

Last week, together with over 250 mobile banking professionals from across 20 European countries I have traveled to Barcelona for a day of networking and debate at MobeyDay, hosted by “la Caixa” and organized by the Mobey Forum and Finextra Research.

Excellent organization and a full agenda have provided all of us an opportunity to both hear from experts and colleagues, and to reflect on our own plans and understanding of the directions we are taking.

I had very good discussions with Amir Tabakovic from Post Finance (@TABAKOVIC), Andres Fontao from Clairmail (just acquired by Monitise http://reut.rs/GTMT7p) and Ron van Wezel, the chairman of the Mobey Forum, as well as with many colleagues looking at the future of mobile banking and mobile payments.

My conclusion is that the financial services industry is piloting a lot of technology options, from NFC to mobile wallets, and is in a state of creative bubbling experimentation. One can say that we, as an industry, “don’t know” what is the winning model, I view it as a healthy experimentation stage, and a forum like Mobey is the perfect place to share and learn as a community.

I will be presenting at the next meeting in Belfast at the end of May, and will talk about the Russian and Sberbank experience with mobile payments and mobile banking, with and without NFC…