San Lucas Sacatepéquez My interview with HBR Russia has just been published. Here is the English translation (the interview was conducted in English, translated to Russian and back to English, hence some awkward phrases…) What features of the Russian market do you see as important from the standpoint of innovation development in the banking sector ? First […]
Category: FinTech
Where do brilliant ideas come from ?
There is a saying in the startup/technology innovation community that states that most overnight successes take at least 15 years of hard work. And yet, it all starts with an idea, and a lot of effort is put into the creative process of generating ideas. Since it takes so much time and effort from idea […]
Figuring It All Out at MobeyDay 2012
Last week, together with over 250 mobile banking professionals from across 20 European countries I have traveled to Barcelona for a day of networking and debate at MobeyDay, hosted by “la Caixa” and organized by the Mobey Forum and Finextra Research. Excellent organization and a full agenda have provided all of us an opportunity to […]
Sberbank 2.0
I have been interviewed recently by Tatiana Naumova for a Russian investment magazine. Since the interview will be published in Russian translation, I am including here the (slightly edited) English transcript. 4 main directions for innovation in Sberbank this year – in our interview with the Director of Technology Research Center Dr. Mircea Mihaescu. Author […]
Finovate London–More Old News?
This week I have attended Finovate for a second time – this time in London. I have seen the same very high energy level, extremely smooth organization, and over 1000 attendees from the financial services industry. A full list of companies and short description of their technologies can be found here – I am not […]
What’s Next?
Honor Gunday, the CEO of PaymentWall, has shared with me a picture of a (real) checkout counter displaying 14 card readers – one from each acquiring bank. This happens when you sponsor the transaction cost, have bank competition, and no integration. The technology has reached the level of ubiquity and un-ease of use where a […]
Trust in Collaborative Innovation
In my work at Sberbank Technology Research Center, we constantly interact with partners, as we have defined our innovation strategy in the spirit of open innovation. We mostly collaborate with others (as opposed to doing it all in–house) when designing and deploying innovative technologies that are useful to the bank’s business and aligned with its […]
Thoughts from Finovate Fall 2011
I have attended for the first time a Finovate event this past week in New York. A very successful event, it was attended by hundreds of people from the financial services industry, and I’ve seen a lot of interest in listening to presentations from over 60 startups attempting to change the way people interact with […]
I See Disruption In Your Future…
William Gibson has said many times “The future is already here — it’s just not very evenly distributed.” Of course he means that many innovations being deployed now have been invented some time ago — too many examples to mention. I am reminded about this quote each time I participate in a discussion about technology […]